Still don't believe insurance companies are out-of-control? Take a look at this case:

Huge medical bill rejected by travel insurance company

Two seniors say they are “devastated” after their travel medical insurance policy was cancelled, leaving them on the hook for almost $105,000US ($114,000Cdn) for a five-day hospital stay in Arizona.

“It means two or three years of living,” John McShane said. “We can’t pay it.”

They say they have purchased travel medical insurance from the Alberta Motor Association (AMA) for years but an error interpreting a question about prescription drugs was enough to render their coverage void.

They say they filled out the insurance declaration as truthfully as they were able but an honest mistake left them without medical insurance after the expense had already been incurred.

In December, 2012, Donna McShane developed a severe cough while the couple were staying in Arizona.

A local doctor recommended she be admitted to hospital pending approval from the McShanes’ insurer.

In reviewing the claim, AMA Insurance requested Donna McShane’s medical records, including office and physician’s notes, tests results, consultant’s notes, admitting histories and physical examinations, emergency department records and hospitalization and discharge summaries going back to 2007.

In January 2014, AMA told McShane her claim was rejected because she had answered “no” when asked if she had “taken and/or been prescribed six or more prescription medications” in the last four months.

AMA said her medical records showed nine prescriptions.

AMA refunded McShane $953.26 Cdn for the premiums she had paid.

[To read the whole story, go to: https://ca.news.yahoo.com/huge-medical-bill-rejected-travel-insurance-company-120000753.html.]

Stop the bull: My experience is that in 2012 I paid just over $1200 dollars to Royal Bank Insurance for travel insurance. In 2013 I was quoted over $1900 for the same coverage with no change in my age category or health. That is a 63% increase in one year!

Yet governments, both federal and provincial, refuse to do anything about it. Neither did Wynne rush to do anything about auto insurance in Ontario.

Why are governments afraid to tackle predatory insurance companies beyond being "very concerned?"

Ask your Ontario candidate to explain this!